Luyện tập: Credit Cards
01/11/2024 2024-11-01 20:40Luyện tập: Credit Cards
It is all too easy to obtaingiành được a credit card and then to run up debtskhoản nợ which are difficult to repay. Topic statementIn my opinion, the disadvantages of credit cards far outweigh the advantages.
Topic statementMany people consider only the benefits of owning a credit card. Supporting statementIt is true that a credit card gives you access to money and the facility to pay it back later, like a loankhoản vay. Supporting statementThis could be useful for emergenciestình huống khẩn cấp or something expensive, like a holiday. Supporting statementIn addition, having a credit card is more securean toàn than carrying money around with you. ExampleIf you lose your wallet or purseví cầm tay, or if you are muggedmóc túi in the street, a quick phone call to the bank means that the card will be instantlyngay khi refused if anyone tries to use it.
On the other hand, credit cards encourage people to spend money they do not have. Topic statementI would never have a credit card for this reason. Supporting statementDebts can build upchất đống and leave people in real financial difficultieskhó khăn về tài chính. Supporting statementWhen people cannot pay their debts back, everyone suffers: those in debt may lose their homes, the banks lose money, and the whole economy sufferschịu đựng. Supporting statementThe enticingcám dỗ message of ‘spend today, pay tomorrow’ should not seducelôi kéo, quyến rũ us into embracingchào đón this philosophytriết lý. Supporting statementAs my mother used to say: it will end in tears.
OpinionIn conclusion, listen to the advice of the older generation. SummaryDo not be temptedbị cám dỗ by the ease of using a credit card, because it may result in mountingchất thành núi debts which cannot be paid back.
It is all too easy to giành được a credit card and then to run up khoản nợ which are difficult to repay. In my opinion, the disadvantages of credit cards far outweigh the advantages.
Many people consider only the benefits of owning a credit card. It is true that a credit card gives you access to money and the facility to pay it back later, like a khoản vay. This could be useful for tình huống khẩn cấp or something expensive, like a holiday. In addition, having a credit card is more an toàn than carrying money around with you. If you lose your wallet or ví cầm tay, or if you are móc túi in the street, a quick phone call to the bank means that the card will be ngay khi refused if anyone tries to use it.
On the other hand, credit cards encourage people to spend money they do not have. I would never have a credit card for this reason. Debts can chất đống and leave people in real khó khăn về tài chính. When people cannot pay their debts back, everyone suffers: those in debt may lose their homes, the banks lose money, and the whole economy chịu đựng. The cám dỗ message of ‘spend today, pay tomorrow’ should not lôi kéo, quyến rũ us into chào đón this triết lý. As my mother used to say: it will end in tears.
In conclusion, listen to the advice of the older generation. Do not be bị cám dỗ by the ease of using a credit card, because it may result in chất thành núi debts which cannot be paid back.
It is all too easy to giành được a credit card and then to run up khoản nợ which are difficult to repay. In my opinion, the disadvantages of credit cards far outweigh the advantages.
Many people consider only the benefits of owning a credit card. It is true that a credit card gives you access to money and the facility to pay it back later, like a khoản vay. This could be useful for tình huống khẩn cấp or something expensive, like a holiday. In addition, having a credit card is more an toàn than carrying money around with you. If you lose your wallet or ví cầm tay, or if you are móc túi in the street, a quick phone call to the bank means that the card will be ngay khi refused if anyone tries to use it.
On the other hand, credit cards encourage people to spend money they do not have. I would never have a credit card for this reason. Debts can chất đống and leave people in real khó khăn về tài chính. When people cannot pay their debts back, everyone suffers: those in debt may lose their homes, the banks lose money, and the whole economy chịu đựng. The cám dỗ message of ‘spend today, pay tomorrow’ should not lôi kéo, quyến rũ us into chào đón this triết lý. As my mother used to say: it will end in tears.
In conclusion, listen to the advice of the older generation. Do not be bị cám dỗ by the ease of using a credit card, because it may result in chất thành núi debts which cannot be paid back.
